About

CEO | President

Vice President

Orrin D. Tobbe 716-435-8180
Orrin has over twenty years of experience in the financing/banking service industry. In his turnaround consulting role, he has renegotiated millions of dollars in term and revolving loans for small- and large size companies. Orrin has also been directly involved in the restructure of secured and unsecured notes, personal guarantees, senior debt and negotiated settlements with subordinate note holders to eliminate defaults. He has also been involved the management of manufacturing process and operations of various companies. He has 20 years in the management consulting business as a founder of Bank Advisory Services and acted as a non employee COO or CEO for many corporate clients, and start up companies.

MBA and Bachelor of Science degrees from State University of New York at Buffalo
Attended Stonier Graduate School of Banking in Rutgers, graduated with Honors
Attended Harvard Business School Advanced Management Program
Carborundum Company cost accounting position
Marine Midland Bank research analyst, strategic planning corporate marketing
Marine Midland Bank Senior VP and Senior Product Manager
Goldome Savings Bank; President, Diversified Financial Services - Mortgage Banking, Leasing, Consumer Credit and Insurance Subsidiaries
Goldome Savings Bank; Executive Vice President - Responsible for all Banking and Subsidiary Operations
Koffman Associates; President, Chief Operating Officer - Restructured organizational operations and debt of the Multi National and International conglomerate of companies

Vice President

John J. Gallo 716-698-8626
John is a successful executive with over 35 years of proven business experience in starting, building, managing, and improving the profitability, performance and value of companies. He has demonstrated the ability to identify and capture business opportunities. John has proven to be successful in positioning companies for growth and is dedicated to delivering promised objectives. John has volunteered as a counselor for 12 years with SCORE through the Small Business Administration His expertise and experience includes:

Developing national sales and marketing strategies
Building professional networks
Credit and collection
Capital raising
Operations Management
Client Relationship Management
Selling Products and Service
Transworld Business Advisors; Regional Sales - Business sales consulting, Marketing to business owners to assist them in selling their businesses, Negotiate contracts between sellers and potential buyers
Blue Bridge Financial, LLC; Executive Vice President & Co-Founder - Lead capital raise for a start up company, Spearheaded marketing and portfolio building, Built portfolio to $12M in 3 years, Developed credit and collection policies and procedures
Evans National Leasing, INC; President - Managed national operations and growth, Managed sales, credit and collection of national portfolio, Increased portfolio form $5M to $65M in 4 years
M&C Leasing CO., INC; President - designed and Implemented marketing programs, Increased annual sales from $1M to $5M by expanding company into a national market, Successfully negotiated and sold company to community bank

Colby Smith 716-380-0815
Colby possesses more than 32 years of experience in commercial, residential and facilities management. As an experienced Real Property Administrator (RPA), he has a broad knowledge of the real estate industry and is proficient in all areas of building systems design, operations, and maintenance; commercial real estate law; investment and finance; risk management and insurance; leasing and marketing; and environmental health and safety. He has gained a thorough working knowledge of the banking industry, commercial warehousing industry and residential property management industry, including government subsidized housing. Colby's achievements and experience include:

2009 Certified Commercial Investment Member (CCIM)
CCIM Upstate New York Board of Directors
Colby Development, LLC; CEO, President - Responsible for planning and directing commercial real estate loans, Reviews activity reports and financial statements to determine progress and status in attaining objectives, Directs and coordinates formulation of financial programs to provide funding for new or continuing operations
Manguso Development Company, LLC; President - Responsible for all aspects of the organization's commercial real estate functions.
McGuire Development Company, LLC; Senior Vice President - Responsible for business development, property management, construction management and facilities management
Ciminelli Real Estate Company; Vice President - Oversaw all building and facility operations for 900,000 square feet of properties
Signature Housing Solutions; Property Manager - Responsible for residential property management of a four hundred unit property, Supervision of employees, Budget preparation, project tracking, and work orders